Quickly some drivers in North Carolina will likely be utilizing their vehicles to pay tolls, with out the necessity for any extra third-party fee mechanism, as an in-car fee pilot will get underway, led by North Carolina Turnpike Authority (NCTA).
NCTA’s govt director JJ Eden has written lately in his common opinion column for TTi about how in-car funds will remodel the tolling sector. Now, his imaginative and prescient is changing into a actuality with the announcement of the brand new pilot in partnership with Volvo Automotive USA and Mastercard.
In-vehicle funds will get rid of the necessity for conventional toll transponders, providing a safe, built-in and seamless expertise by means of a car’s infotainment system. The transformative in-vehicle toll fee know-how is poised to redefine how drivers pay for tolls and, finally, a broad array of on a regular basis providers.
The partnership was formally unveiled through the NC Transportation Summit on September 4, 2025, the place leaders from NCTA and pilot companions shared their imaginative and prescient for this pilot and the way forward for in-vehicle funds throughout a panel dialogue.
The pilot units the muse for a scalable, future-ready platform with potential functions past tolling, together with parking, gasoline, automotive washes and extra – pushed by a state transportation company with a report of innovation and supported by industry-leading companions.
JJ Eden
“We’re thrilled to companion with Volvo Automotive USA and Mastercard on this groundbreaking pilot program,” mentioned JJ Eden. “This in-vehicle fee know-how represents a major step ahead in making journey extra handy and seamless for drivers. This initiative underscores North Carolina’s dedication to innovation and exploring future-ready options.”
The pilot is powered by a sturdy and versatile digital structure, with Microsoft Azure offering the safe cloud infrastructure supporting real-time transactions. Purple Hat OpenShift is enabling a scalable, API-based middleware platform to attach toll businesses and car techniques; and Cognizant is serving because the techniques integrator, guaranteeing seamless implementation throughout applied sciences.
The in-vehicle toll fee system allows drivers to pay tolls instantly by means of the ability of Volvo’s infotainment system, seamlessly and securely – with out transponders or back-office friction. Volvo’s vital presence in North Carolina positions them as an ideal companion to pilot this know-how.
“At Volvo Automobiles we’re all the time on the lookout for methods to make our drivers’ lives simpler, and we’re proud to companion with NCTA and Mastercard to pilot handy in-vehicle tolling. Because of the superior stage of know-how customary on Volvo vehicles with Google built-in, there’s no want for extra tools to take part on this pilot program, making this selection much more seamless for our clients” mentioned Jim Nichols, head of product and know-how at Volvo Automotive USA.
Mastercard’s world-class fee processing revolutionizes comfort and entry for patrons, and ensures digital funds are frictionless and safe. With Mastercard’s know-how, fee and car knowledge are tokenized and processed seamlessly.
The in-vehicle fee system connects the car identification quantity (VIN) and license plate knowledge to a safe fee token, processes transactions in actual time, and integrates instantly with tolling infrastructure. The pilot will embody as much as 100 individuals that drive a Volvo automotive with Google built-in.
“The way forward for automotive funds has arrived, which is why we’re so excited to be launching this pilot with our companions on the North Carolina Turnpike Authority and Volvo Automotive USA,” mentioned Chapin Flynn, senior vp and international city mobility lead at Mastercard. “Our dedication to curating a frictionless mobility expertise is paramount and this leap ahead will assist to form the evolution of the ecosystem, one intentional innovation at a time.”
individuals can go to the pilot webpage to remain updated on pilot registration. The pilot program is predicted to start late 2025. This pilot program is predicted to broaden into car to the whole lot (V2X) know-how – a know-how that NCTA additionally lately introduced it’s piloting with Kapsch TrafficCom.
V2X represents a paradigm shift in how autos work together with their surroundings. It’s about making a extra linked, safer and environment friendly transportation ecosystem for everybody. V2X will join autos to different autos, pedestrians, networks and infrastructure. NCTA plans to construct on the in-vehicle fee pilot and proceed testing these advances in transportation.
JJ Eden has additionally written about in-car funds in his opinion items for TTi entitled How Lengthy Left For the Tolling Transponder? and How Telematics Might Allow Subsequent-Era Toll Funds